My wife and I were able to successfully appeal our LTD denial. We also won our Social Security denial without a lawyer.

But that leaves open what happens afterwards, what options do I have when the private insurance company behaves unprofessionally by harassing, lying, and constantly threatening you by "reviewing your disability status", month after month, considering new paperwork old because it took them weeks to get to it, etc.?

Some examples:

**Refusal to give me my policy, they had to be forced to do so by my former employer, only after I hired a lawyer to send them a letter demanding they provide it.

**Constantly requesting "updated medical information", month after month, even though I have a letter from Social Security informing
me that they are not even going review my medical condition for the next 5-7 years, due to the severity of my injury! Seems like every
time I get them a report from my Dr., it takes them 4 weeks to review it and then it’s old news and it starts again!

**They lied and sent me a letter that they were going to reduce my monthly benefits dollar for dollar because of my daughter’s Social
Security benefits.I had to hire an attorney to review the contract, send a letter that it was not legal to do so, then they sent me a letter
apologizing for their "mistake".

I can go on and on, and that’s just since last august!

Am I protected from this abuse by the ADA or Bad Faith Provisions in NJ, or any other laws or regulations?
So you consider it an "inconvenience" that they tried to steal my benefits, refused to provide a policy, even though I am injured and in chronic
pain? What good are bad faith laws?

Thanks

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If I make a mistake on my tax form, such as taking a deduction for something that should be not deductible, what are the ramifications if I get audited? Do I just have to pay a fine & the revised tax amount?
Thanks!

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Only respond if yes. Include contact details if they aren’t obvious in your profile.

And I can’t thank you enough.
If there are any psychotherapists reading this who do it for the money, they aren’t the kind I want to talk to anyway.
Only if the client is dishonest.
I’ve probably already added enough details for any rational psychotherapist to know what kind of person I am.

Maybe I should rephrase PROFESSIONAL psychotherapist to GOOD psychotherapist.

Maybe believing that any psychotherapist who does it as a profession must be a good one was a mistake on my part.

I hate to word it any other way than "prove me wrong" but thats the only way I know how.
The way I see it, if a psychotherapist can convince me to give him my money, then hes a good psychotherapist.

But, thats beside the point because I HAVE NO MONEY.
Although I don’t specifically believe in a creator, I do trust that if there was any omniscient being with any love at all, he would understand my situation.

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Using the IRS tax tables for 2007 I owe the Feds 00 more than TT says I do (married filing jointly, and yes, I am using the correct table). My daughter, filing singly, has a similar discrepancy. Any other TurboTax users notice this? I’ve been using TT for about 7 years, have never re-checked their figures before, and IRS has never come back to me with a mistake. Any insight?

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I owe close to 00 on my credit card. it has been turned over to an attorney. They have since tried to take the money out of my band account which i didn’t have that much in it so i got a huge fine from my bank they have also taken my tax return. I just called the attorneys office because i want to set up arrangements so money doesn’t get garnished anymore. I am making an attempt to pay this off. They said unless I make a payment of 9 a month they can still attempt to garnish money from my bank account and from anywhere else. I can’t afford that much right now. I even tried calling the credit card company and when I give my information they transfer me somewhere else because its not with them anymore…so I can’t even talk to the credit card company. I am actually trying to make an effort to start paying this, but whats the point if they are going to continue to garnish my bank account and leave me way in the hole so i cant get other bills payed like rent and heat. I may have made a mistake in the past and will never have another credit card again, but I’m trying to fix it now. Does anyone know of anything at all that can help me settle this debt and so I can make small monthly payments that I can afford?

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I received a notice from the IRS regarding a discharged debt of ,000.00. The letter stated I owed the IRS ,400. My actual credit card debt was ,000 (not ,000). I never had a credit card with more than a ,000 limit. I found out the debt was sold to another company and they almost doubled the amount of the original amount. How can I correct this mistake? Thanks for your help!

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I filed on april 15 of this year, but for some odd reason, it took me 2 months to get a direct answer to what happened to my refund. From what the irs told me, my brother got my tax information in the mail by mistake and tried to file it. The irs told me that that problem was taken care of and that I have to wait for everything to process. ok…I waited, and waited, and called many times to see where the hell is my check.The irs told me the amount that I was getting back, and said that my check had to be direct deposited. I didn’t like the idea because I think a check would be easier, but they said I could’nt change it. (by the way, my credit cards are all terminated, so I really didn’t understand this process from the get go.) they deposited my check to a bank somewhere in California.I called them many times and when I finally got someone on the phone they told me they received it July 10th and after they took off fees(which I couldnt believe!) they claimed I was left with only 100 dollars, and to top it off, they stated that they sent the check to my tax preparer. I talked to him 2 days later, and he said he has not received it. I don’t know who to believe, and I’m really upset that everyone gave me hell…I need to know what happen and who do I need to be talking to to get some answers. Its October now, and I still havent received ANYTHING,and the irs keeps telling me the same thing, as well as the bank, and my tax preparer..

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I am 21, a student, last 2 digit is 58.
Since I am 21, I am not a dependent anymore. My mother filed 1040 to IRS, and I filed jointly. Her last 2 digit is 90.
Will I get the 0 rebate check?
Will we get the check at the same time?
i made a mistake on "jointly" filing.

We did filed our tax return at the same time.

I go to school full time and worked part time last year and earned less than ,000…

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A famous lawyer found himself at heaven’s gates confronting St. Peter. He protested that it was all a mistake: he was only 49 and far too young to be dead.

"That’s odd," said St. Peter, "according to the hours you’ve billed you’re 119 years old."….

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I had my taxes done and I was rejected by the IRS becuz someone used my daughters SSI# on they’re taxes…this was a huge mistake I claimed my daughter last year and the yr before and no one else can claim her becuz she lives with me…if they don’t do a fast refund how long will it take to get this fixed? And does Jackson Hewitt still have the right to charge me for the fast refund? They have sent my taxes back through to see if it will go thruogh today stating I have the right to claim her. Is there any way to contact someone from the IRS with out being sent to an automated service?????????
So how long will this take to fix if it goes through the mail and how do I find out what ass hole put me through this shit…I had a problem last week with my X hounding me about claiming her and wanted to pay me 0 more than what I would get back since he made more money but we are in the middle of a custody hearing the Temp. Hearing was cancelled in Jan. and haven’t heard anything else about it do you think this could be affecting it in anyway? I am SURE the father didn’t claim her becuz he showed me his taxes and they were done by the same person.

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